A Seamless Way to
Invest Back Home

For NRIs, buying in India is personal. We ensure the process is clear, compliant and effortless.

Understanding Your Eligibility as an NRI Buyer

A clear overview of what you can legally purchase in India and the regulations that protect your investment.

What NRIs
Can Buy

NRIs can freely purchase residential and commercial property in India without special approvals, with specific permissions only needed for agricultural land, plantation plots and farmhouses.

Documentation & KYC Requirements

A valid passport, overseas address proof and PAN card are required to ensure regulatory compliance and enable smooth registration and taxation.

Repatriation & Ownership Rules

NRIs may repatriate sale proceeds of up to two residential properties, subject to rules. Joint ownership with another NRI is permitted, provided both meet eligibility norms.

Payments, Taxation & Representation Made Simple

Everything you need to know about how NRIs can pay, appoint representatives and manage taxes when buying property in India.

Accepted Payment Channels

All payments for property purchases must be made through NRE, NRO or FCNR accounts, or via inward remittance through banking channels. Payments in foreign currency or traveller’s cheques are not permitted.

Power of Attorney (PoA) for Convenience

NRIs can appoint a trusted relative or representative as a Power of Attorney to handle documentation, registration and possession formalities. The PoA must be notarised abroad and adjudicated in India for legal validity.

Taxation & TDS Rules

Property purchases by NRIs attract TDS at 1% for properties under ₹50 lakh and 20% (plus surcharge & cess) for properties above ₹50 lakh when selling. NRIs are also eligible for home loan interest deductions and capital gains exemptions under Sections 54 and 54F, subject to conditions.